Don McCullough

August was a very productive month for me. I paid off loads of debt, saw my retirement savings make a big jump, and more importantly, started to feel much more confident and in control of my debt.

In order to build off that momentum, I’m looking to have a strong September.

One hurdle this month will come in the form of a great blessing — I’m headed off to Europe for a friend’s wedding and extended my time there for a brief vacation.

Here are the goals I’ll try to accomplish.

Goal #1: I’ll pay off $2,700 of my student loans

Let’s get straight to the point. I’m looking to have another monstrous month of paying off student loan debt. Last month I paid off over $3,000 and the month prior I paid off just a couple hundred. This month, I’m aiming to end up on the higher end of that range, but tempered a bit to take into account spending on the trip.

Goal #2: I’ll limit total vacation spending to $100 per day

In order to not throw off that debt repayment number too much, I’ll have to make sure that I don’t drop money everywhere.

I’m aiming for that number to be all-inclusive too: Flight, lodging, and sights. But not food, of course; food will still go in the food budget.

Sub-goal #2a: Have fun

Because then what’s the point?

Goal #3: Make good vegetarian food

Here’s something fun that I’ve noticed:

1. The amount I spend on food each month is most closely related to how much I eat out
2. How much I eat out depends on how bored I am of what I cook

So my answer is to find a few really exciting vegetarian recipes, make them, and maybe share them on the blog.

Goal #4: Not get fat on vacation

I normally put a running goal in here, but have a much bigger fitness goal this month — not getting fat. I have no idea how to not get fat on vacation in between the butter-laden foreign food, relaxing, and always forgetting to pack running shoes.

But this time, I’ll do some research and it’ll be different.

Goal #5: Write a post about not spending too much on attending weddings

I’m gonna write a post about not spending too much attending weddings as I attempt to not spend too much attending a wedding.

And that’s everything I’m going to try to do! What have you got planned for September?

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