September 2014 net worth update: Paid off $3,500 in debt!
Welcome to September everyone! As summer approaches its tail end, it’s time to reflect upon what I did this past month to pay off debt and reach my financial goals. August was a very low-spend month...
View ArticleSeptember 2014 goals to smack debt in its stupid face
Don McCullough August was a very productive month for me. I paid off loads of debt, saw my retirement savings make a big jump, and more importantly, started to feel much more confident and in control...
View ArticleOctober 2014 net worth update — crushed $2,700 of debt this month
Bob Jagendorf via Flickr Welcome to October. It’s fall here in the northern hemisphere and as the leaves change color, it’s pretty natural to think of transition. One big transition I’m personally...
View ArticleA reader asks: “What should I do with a $75,000 cash windfall?”
Steve Jurvetson via Flickr. The Tesla Roadster originally sold for around $100,000 so it wouldn’t be out of the question to find a used one for $75,000 Executive summary: Understand taxes you’ll pay...
View ArticleMy 2015 finance goal: To go completely broke in one year
My personal finance goals for this year boil down to one simple target: By December 31, 2015, I want to be worth absolutely nothing. Getting there is much less simple, but this post lays out the steps...
View ArticleShould 401(k) and IRA limits discourage an aggressive debt pay-off?
Jacob Spinks via Flickr Paying off debt quickly is a great idea, but for big savers, paying off debt so aggressively that you neglect retirement saving could leave you with a smaller nest egg when you...
View ArticleApril 2015 net worth update — HUGE life event and I’m FINALLY free of...
sung ming whang via Flickr March was an amazing month for me. It was relaxing, adventure-filled, and hugely eventful. But it’s tough to measure whether those good vibes from a huge life event had the...
View ArticleMay 2015 net worth update — the month of $6,000 gains, barreling toward...
Good morning and welcome to May! April 2015 was a big month as far as life goes. With the engagement still fresh, my new fiancee and I were invited to lots of small celebrations out to drinks or dinner...
View ArticleI applied to refinance my student loans with SoFi to cut my interest rate by...
Laszlo Ilyes via FlickrI just took one of the most important steps so far in my journey toward debt freedom by applying to refinance my high-interest rate student loans with Social Finance — known as...
View ArticleJune 2015 net worth update: How I’m already up $27k on the year by being...
Hello and welcome to June! On one hand, I’m having trouble wrapping my head around the fact that we’re already this deep into 2015. On the other hand, I’m pleased with the progress I’ve made already in...
View ArticleMy aggressive June 2015 goals include learning and exercising every day, and...
Andy Morffew via Flickr under a Creative Commons license For folks interested in self-improvement, June is always an important month. It’s right there in the middle of the year making it a good...
View ArticleHuge news: I was approved for a 3.4% student loan refinance with SoFi
Source: Hartwig HKD via Flickr Huge news on the debt payoff front today: I received an email from SoFi telling me that I’ve been approved to refinance my student loans, which are currently around 7...
View ArticleHow variable rate loans work, their risks, and why I chose a variable rate to...
Ian Sane via Flickr Last week, I proudly announced that I had refinanced my student loans from 7 percent down to 3.4* percent thanks to SoFi. What I didn’t include last week was a note explaining that...
View ArticleOctober 2015 net worth update: The bad market keeps me from my goal for a...
Hi there and welcome to October 2015. The leaves are starting to change in our northernmost states as the smell of failure follows me wherever I step. Let me explain. Through July, the market had...
View ArticleOctober 2015 goal: I’m doing a no-spend month!
Yesterday, I posted a net worth update in which I lamented two straight months of weak results — largely at the hands of the whims of the stock market. In order to roar back in October and finally get...
View ArticleApril 2016 net worth update — a $14,000 gain and a milestone
It’s hard to believe, but we’re already one-quarter of the way through 2016. Let’s see if I’m also one-quarter of the way to my 2016 goals. My numbers Here’s what happened to my debt, retirement...
View ArticleMay 2016 net worth update — Up $10k, plus I maxed my 401(K) and IRA…for 2016
April was an exciting month for my personal finances. The reason it was exciting was not because April 18 was the tax deadline here in the United States. My taxes are on the complicated side, so I...
View ArticleMy 2017 net worth update: From $15k to $100k in one year
We’re deep into 2017 and I’m excited to get started with a new year of goals to strive for. Before getting to those, I’ll look back on the year that was. 2016 goals My goal for 2016 was both overly...
View ArticleApril 2017 net worth update: Already up $46k for the year and a huge life change
Welcome to April, friends. If you’re in the temperate zone of the northern hemisphere like me, you’re finally seeing some green out there after a long winter. It’s fitting that I’m writing this post...
View ArticleJuly 2017 net worth update: Did a medical emergency blow up my net worth?
Welcome to my July 2017 Debt Blag net worth update. For those new to Debt Blag, I regularly take stock of what I owe and what I own, to see how I’m doing in my long journey toward debt freedom. Here is...
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